Running a business comes with its own risks, including the potential for workplace injury claims.
Keeping your employees and workplace safe is a top priority, but sometimes incidents happen.
Here is a brief look at workplace injury claims and how your business can avoid them altogether:
Workplace Injury Claims Cost Billions
When one of your employees injures themselves on the job, the claims process and resulting costs can put a serious financial strain on your business.
Whether it’s a slip and fall or something more severe, it’s your responsibility to protect your employees.
Keeping your employees safe isn’t only good for their well-being, but your business’s well-being too.
With workplace injury compensation costing employers across the globe more than $400 billion a year, a single slip and fall could put your business in the red for the foreseeable future.
With that said fraudulent workplace injury claims are on the rise, which is why it’s important to keep an eye out for injury red flags.
Fraudulent Workplace Injury Red Flags
Many employers are victims of workplace injury fraud each year.
The article “5 Things You Must Know About Denied and Rejected Claims” describes the important facts behind claims denials. Although insurance companies are good about rejecting claims they deem fraudulent, some still slip through the cracks.
Fortunately, there are a few red flags you can look out for in order to avoid injury fraud at your workplace.
For starters, if the employee making the claim has a history of workplace injury, this is a clear sign the claim could be fraudulent.
In addition, if the employee’s account of the injury doesn’t seem to match witness accounts, this could also be a case of fraud.
On that note, if no one else witnessed the injury taking place, this could be a red flag for fraud as well. This is especially the case if the injury took place in an otherwise high-traffic area of your office.
Workplace Safety Tips
One way to avoid a workplace injury claim at your business is by taking daily safety measures to protect your employees.
With slip and falls being the number one type of injury in the workplace, here are just a few ways your business can avoid slip and fall incidents:
• Clear Aisles and Walkways – Electrical cords, stacks of papers, open drawers, and other obstacles can easily trip your employees. By keeping aisles and walkways clear, you can decrease the chances of an employee taking a spill in your workplace.
• Improve Stairway Traction – Stairs are a major cause of slip and fall incidents in the workplace. By improving stairway traction with anti-skid material, your business can better avoid stairway slip and falls.
• Mark Uneven Surfaces – There’s a good chance your workplace doesn’t have consistent flooring throughout. This can cause employees to trip in areas where the floor transitions from one surface to another. To avoid this scenario, make sure you mark uneven surfaces throughout your workplace with warning signs or bright colors.
If you don’t want your office turning into another workplace victim, then keep in mind the safety pointers above.